Americans Are Increasingly Relying On Credit

americans are increasingly relying on credit

While analysts predict we may be past the inflation peak, Americans struggle to make ends meet and are relying more and more on credit. A recent survey showed that less than 50% of Americans could afford to pay for a last-minute $1000 emergency. Inflation is hitting Americans hard, and many don’t have the financial stability and luxury to secure rainy-day funds.

For the lower-income families that cannot afford a $1,000 emergency, the rising prices of everyday necessities are acting as a further blow to their finances. Fuel prices have soared and the cost of common goods like eggs has risen by up to 60%. Electricity bills have also risen dramatically. In the past year, electricity prices have increased by 15.8%.

Simply put, the cost of living is going up and there isn’t any real promise of a change in trend. As a result, Americans are leaning more heavily on credit cards to ensure they can pay their bills. Credit card balances rose by 15% in the third quarter of 2022, the largest year-over-year increase in over 20 years. According to a new report by Bankrate, 46% of credit cardholders carry debt month to month; last year that percentage was only 39%.

To make matters worse, the average credit card rate is at an all-time high, meaning that individuals are paying far more in interest and possibly ending up in further debt.

The economic situation in Europe is reportedly just as bad, if not worse. The US is unlikely to get a boost from the global economy in the coming months. Amid such times, quick and easy access to credit can be crucial to provide some relief to the American consumer.

Current Looks To Do Its Bit To Help Through Easier Liquidity Access

A financial technology company that offers mobile banking, Current is a new type of banking alternative offering a lot of features that might be ideal for individuals who are struggling to pay the bills.

Two of the main features that have mass appeal during a period of higher inflation are faster direct deposits and better overdraft protection. Through Current, members can get direct deposits up to two days earlier.1 The mobile banking app also lets you overdraft up to $200, pending approval, with no overdraft fees. There are no minimum balance fees either.2

The app also allows for buying and selling crypto, with the cash from your crypto sales that is immediately then available to spend from your Current account. For individuals who aren’t looking to invest in a volatile market, Current offers savings pods with up to 4.00% APY.3 The company is interested in helping improve financial outcomes for everyone while making banking simple and faster.

America's Popular Dictionaries

americas popular dictionaries

America has a long-standing love affair with the English language, thanks in part to its ever-growing, diverse population. As such, it’s not surprising that English dictionaries are some of the most popular reference tools in the United States. Whether you're studying for a test, writing an essay, or just looking to expand your vocabulary, there's an English dictionary out there that can help you.

The world's love of dictionaries has existed since the earliest days of humankind. From Ancient Egypt to the modern day, dictionaries have been used to give us a better understanding of the world around us and to help us communicate more effectively.

Dictionaries are one of the most beloved and indispensable resources. As a tool, they have helped us understand and appreciate the nuances of language and to expand our knowledge. Various dictionaries are available in many different languages, and they are all equally important. When it comes to the world's most beloved dictionaries, there are some that stand out for their historical significance, accuracy, or popularity. Here are some of the world's most beloved dictionaries.

The Oxford English Dictionary is the gold standard for English language dictionaries. It is the most comprehensive dictionary available, covering all aspects of the English language from its earliest uses to its most modern applications. The dictionary has been in continuous use since 1884 and is constantly being updated and revised.

Since English is a language that is constantly evolving, it is important to keep up with the times. To help us do this, there are a number of dictionaries that are widely used; some of these are particularly popular in the United States. So, what are the most popular English dictionaries in America? Here the commonly used English dictionaries in the United States:

The Oxford English Dictionary (OED): The Oxford English Dictionary is probably the most widely used and popular English dictionary worldwide. It is the oldest and most comprehensive dictionary of the English language, containing over 600,000 words and phrases. The OED is a great choice for those who want an authoritative source for their English language research. The Oxford English Dictionary includes many useful etymologies, biographical and geographical entries, and usage notes. The OED is available in print or online.

The American Heritage Dictionary: The American Heritage Dictionary is a popular English dialect dictionary- it is published by the Houghton Mifflin Harcourt publishing company. The Heritage dictionary includes more than 75,000 entries and definitions, as well as etymologies, biographical and geographical entries, synonyms and antonyms, and usage notes. The 5th edition of the dictionary includes an audio CD with over 6,000 pronunciations. The dictionary is among the most comprehensive and authoritative sources of English words and phrases. It has been widely used since 1969. It is considered one of the best dictionaries for those looking for a comprehensive guide to the English language.

Merriam-Webster Dictionary is another popular, widely used English dictionary in the United States. The Merriam-Webster Dictionary is well known for its easy-to-understand definitions, as well as extensive vocabulary. It is known for its large selection of dictionaries and thesauri, which makes it a great resource for language learners and researchers. The comprehensive reference tool provides definitions of more than 225,000 words; the dictionary has more than 10,000 entries added in the last decade. It includes biographical and geographical entries, as well as information about usage and grammar. It’s a great resource for students, researchers, and writers alike.

Next is Webster's New World Dictionary: Webster's New World Dictionary is another favourite among English dictionary users in the United States. Published by Wiley, this dictionary includes more than 80,000 definitions, as well as pronunciation guides, usage notes, a thesaurus, and a guide to grammar and usage. It's an excellent resource for students and writers. Webster's New World Dictionary is a great choice for those looking for an easy-to-use dictionary. The dictionary is designed to be used by the average person. It contains definitions for a wide variety of words and phrases. It has a user-friendly design and can be used by people of all ages.

Next is the Longman Dictionary of Contemporary English. This is another popular English dictionary- it is widely used in the United States. The dictionary is well known for its comprehensive coverage of English and its ability to provide users with up-to-date information on English words and phrases.

So, there you have it – America’s most popular English dictionaries. These are merely a few of the popular English dictionaries used in the United States. Each has its unique features and benefits, which make them great choices for anyone who needs an authoritative source of English words and phrases. Whether you’re a student, a writer, or someone looking to expand your vocabulary, there's an English dictionary out there to help you. Get your favourite dictionary today and start learning; yes, consider getting one of these popular dictionaries in the US.

VIDAA Takes Aim at US Market

vidaa takes aim at us market

VIDAA, the smart TV operating system today announced that it has launched its new OS focused on the U.S. market on Hisense Smart TVs, following a large-scale deployment in Latin America.

Less than three years old, VIDAA now streams an average of one billion hours of content per month in 180 countries and territories. Additionally, the fast and powerful OS supports AirPlay 2, among its powerful set of features like VIDAA voice (plus Google Voice and Alexa), VIDAA tv, a FAST service, and its mobile companion VIDAA remote. Its growth strategy started in Europe and then to the Middle East, Australia and APAC, and, most recently, in Latin America. Over 120 OEM brands have selected VIDAA OS to power its Smart TVs. With the move into the U.S., VIDAA completes the global distribution of VIDAA in all major markets.

As a subsidiary of Hisense, VIDAA leverages the global strength of what is today the world's #2 TV maker by units shipped and moves in lockstep with Hisense's own ambitions of challenging the likes of Samsung and LG for market share. Hisense is riding a wave of momentum with its branded TVs increasing shipments 30% from January to October 2022 and achieving continued growth for eight consecutive months since March. This momentum, coupled with Hisense's recent sponsorship of the 2022 FIFA World Cup, the most popular sporting event in the world with an estimated 5 billion viewers and whose final match drew 26 million people from the US alone, is another sign of their continued success and rise to global prominence.

VIDAA intends to ride this wave in the US as well but has also moved at a staggering pace to provide American audiences with more content at local and global levels. In the last 24 months it has on-boarded Disney+, Apple TV+, Peacock, Paramount+, Crackle, BET+, Amazon Music, and many other key apps for the US market, which joins Netflix, YouTube, Prime Video, Pluto TV, Xumo and others already available.

It's not only consumers who have more choice but also advertisers. VIDAA has launched Display and Video ad solutions enabling reach and targeting to these devices and viewers for the first time. Managed service display solutions are designed to help advertisers create awareness and promote consumer viewing of their programming and apps. Each display campaign is supported with reporting to confirm ROI. Off-platform brand advertisers can execute VIDAA's video ad solutions to extend their reach in ad breaks delivered to viewers watching VIDAA's FAST service and within third party AVOD apps on VIDAA devices. These ad spots are available as a managed service or programmatically via the advertiser's preferred DSP in a deal ID set up in Tremor International's Unruly platform.

VIDAA's growth and development, alongside its relationship with Hisense and partners all ladder up to building VIDAA to Smart TV leadership. Hisense Smart TVs #2 position in units shipped and global coverage positions VIDAA as one of the fastest growing TV OS platforms in the world.

VIDAA is a technology and innovation company whose main product is the VIDAA Smart TV OS and Content Platform. Founded in 2019 by the Hisense Group and other investors, the company was founded with the aim of building a market leading Smart TV OS and Content Platform that placed the consumer at the center of the experience. Through the VIDAA platform, content such as movies, shows, news, and sports is made available to viewers through a user-friendly interface and a one-click-access feature.

SF Food Rocket delivering stress-free holiday cheer

sf food rocket delivering stress free holiday cheer

Rapid grocery delivery app, Food Rocket, today announces free, rapid delivery of Christmas trees, and an assortment of thousands of holiday food & entertaining essentials to consumers' doors in as fast as 10 minutes.

"You can think of us as elves this holiday season because we'll appear at doorsteps with everything from trees to turkeys so fast you'll think it's magic," said Vitaly Alexandrov, CEO and Founder, Food Rocket.

Fast, Free Delivery on All Orders + Delivering Christmas Day

This season, Food Rocket is proud to offer its busy customers everything they need to help make the holidays as stress free as possible. The app offers more than 3,000 fresh produce, bakery, meat and seafood, dairy and eggs, sweets, snacks, spices, and pharmacy products. Delivery is available for free 7 days a week, including Christmas Day.

Food Rocket couriers travel by bike, delivering orders big and small, that include everything from Christmas trees to festive entertaining essentials like frozen appetizers, gourmet cheeses, dips and snacks.

Food Rocket is also perfect for holiday dinner essentials like turkeys, pumpkin pies and artisanal breads, potatoes, brussel sprouts, butternut squash, cranberries, fresh herbs, gravy and everyday staples, as well as ready-to-eat meals.

Delivery areas across San Francisco include Fisherman's Wharf, Embarcadero, China Town, Union Square, Japan Town, and Mission District.

About Food Rocket

Food Rocket is a rapid grocery delivery startup that offers door-to-door delivery within 10+ minutes of order placement. The startup delivers fresh groceries from its own fulfillment centers located in urban areas. 

Founded in 2021, Food Rocket aims to improve and shift consumers' purchasing habits from bulk shopping to daily, zero-waste purchases. Its business model is based on AI-enabled technologies to manage warehouse stocks, forecast demand and optimize delivery time by predicting the closest dark store that offers the fastest delivery time and the lowest costs of picking, packing and delivering orders. Food Rocket is competing with the biggest players on the market, such as DoorDash, GoPuff, Amazon Fresh and InstaCart.